I’m looking for a straightforward Android app that lets me create and track my own loan requests without any extra bells and whistles. The core flow is simple: after signing in with phone-number verification, I should be able to open a form, enter my Personal Information, Income Details, and the exact Loan Amount Requested, then submit. Once submitted, the app only needs two more screens: • a status page that shows whether the request is pending, approved, or rejected, and • a repayment section that automatically lays out the schedule in a clear month-by-month breakdown until the loan’s end date. No additional authentication methods, no complex dashboards—just a clean, lightweight interface built for a single user. I’d like the code written in standard Android-native tools (Kotlin or Java in Android Studio), with clear comments so I can tweak copy or colors later. A basic local database (Room or similar) is fine for storing submissions and schedules; cloud services aren’t necessary. When you deliver, please include the full Android Studio project, an APK for quick testing, and a brief read-me explaining how to change interest-rate variables and rebuild. If anything in this description isn’t clear, let me know—otherwise, I’m ready to get started right away.