I’m building a new lending-focused fintech and I need end-to-end development for both a mobile app and companion web portal. The first milestone is crystal-clear: an intuitive loan application form that works flawlessly on iOS, Android, and the web, captures all required borrower data, supports document uploads, and feeds a secure, scalable backend. You’ll be taking the lead on: • Creating native-quality apps for both iOS and Android (a shared codebase such as Flutter or React Native is welcome, but I’m open to your recommendation). • Developing a responsive web version that mirrors the mobile experience. • Implementing rock-solid authentication, basic KYC checks, and encrypted data storage. • Setting up an admin interface so I can review, approve, or decline applications in real time. • Preparing everything for future modules like calculators and repayment schedules once the MVP is live. Acceptance criteria 1. Borrowers can complete and submit the loan application form without crashes or UX dead-ends. 2. Data arrives in the backend dashboard instantly and accurately. 3. Apps pass App Store and Google Play review on first submission. 4. Clean, well-documented code pushed to our private Git repo. If you’ve shipped production-grade fintech products and understand compliance, security, and performance, I’d love to see your approach and timeline.