I run an online store that falls under the high-risk category and I need a 2-step (2D) payment gateway that will let me accept international credit and debit card transactions without interruptions. The key requirement is straightforward: a gateway provider or ready-to-plug API that can underwrite high-risk e-commerce activity and clear payments from customers worldwide. Beyond fast approval, the solution must include standard fraud-screening tools, support multi-currency settlement, and meet PCI-DSS guidelines so my checkout stays compliant. I’ll take care of front-end checkout design myself—what I need from you is the gateway itself, full documentation, test sandbox, and live credentials, plus guidance on the technical handshake (API keys, endpoints, hash generation, callback URLs). Deliverables (acceptance criteria) • Live 2D gateway account approved for high-risk e-commerce • API or hosted-page integration guide supplied in English • Successful end-to-end test proving an international Visa/Mastercard transaction settles to my account • Brief hand-over call or document explaining refund / chargeback flow and daily reconciliation files If you already work with an acquiring bank or aggregator comfortable with high-risk merchants and can get me live quickly, I’m ready to start right away.