I’m ready to move rapidly from concept to launch on a consumer-focused fintech platform that brings three core experiences together in one place: seamless payment processing, straightforward investment management, and intuitive personal-finance tracking. Everything must feel effortless to the end user yet be engineered for bank-grade security and scalability from day one. Because this product targets individual consumers, the interface has to be clean, mobile-friendly, and guided by simple onboarding flows. Real-time balances, instant deposits or withdrawals, and at-a-glance portfolio insights sit at the heart of the vision. I’m open to the tech stack you’re most productive with—whether that’s React Native or Flutter on the front end, a robust Node, Python, or Java back end, and cloud deployment on AWS, GCP, or Azure—as long as you can demonstrate prior success shipping production-ready fintech features. Timeline is critical; I need to see an MVP running ASAP, so efficient sprint planning and clear communication are essential. Deliverables (acceptance criteria) • Fully functional web and/or mobile app covering: – Payment processing (card + ACH or equivalent) – Basic investment purchase/sell flows with real-time positions – Personal budget and spending insights module • Secure user authentication, encryption in transit and at rest, and role-based access for admins • API documentation and minimal maintenance handbook so my in-house team can extend features post-launch • End-to-end deployment script or CI/CD pipeline proving the platform can roll out with one click If you thrive on building polished, compliant fintech products under tight deadlines, I’d love to see your approach and a rough milestone breakdown.