I need a ready-to-run Telegram channel that lets my clients deposit funds through PayPal, records the essential details I require, and gives me an easy way to track, withdraw, then return each investor’s capital plus 5 % after six months of stock-market trading. Core flow • A prospect joins the channel, sees clear instructions, taps a button, and is guided by a bot. • The bot collects the person’s full name, email, transaction ID, and the account details I will use later to send the money back. All answers must be stored in a simple dashboard or Google Sheet so I can filter by due-date. • PayPal is the only payment option shown; once the client pays, the bot verifies the payment automatically (IPN / Webhook) or gives me a one-click “mark as received”. • When I withdraw funds for the stock investment, the system only needs to note the date; no trading logic is involved. • Six months later the bot reminds me (and the client) that the payout is due, showing the original amount plus the 5 % gain. After I complete the PayPal return, a second click marks it as settled. Acceptance 1. New user journey runs end-to-end in under five minutes. 2. All collected data and status timestamps are visible in one sheet or panel. 3. Reminder and payout messages trigger exactly six months after each deposit, using Telegram’s native notifications. 4. No other payment choices appear; PayPal wording matches their API requirements. 5. I receive the full source code, bot token setup notes, and a short video walkthrough so I can reinstall if needed. If you have previous Telegram Bot API and PayPal webhook experience, this will be straightforward. Let’s keep the interface clean and the hand-off documentation crystal clear so I can focus on trading the funds in stocks.