OTC Crypto Platform Development ( website & app) Proposal Budget: 3000 AUD Full payment on completion 1. Project Overview We propose to develop a fully compliant, secure, and scalable OTC crypto platform that allows users to exchange fiat currencies (AUD, USD, EUR) for cryptocurrencies (BTC, ETH, USDT) with a seamless experience across web and mobile platforms (iOS & Android). The platform will incorporate KYC/AML verification, custodial wallets, compliance with AUSTRAC & AFS regulations, and secure management of user data. The goal is to provide a regulated platform infrastructure suitable for eventual listing as a licensed Australian crypto exchange, all within your specified budget. 2. Key Features and Functional Modules User Management & Verification: • Secure sign-up and login (email, mobile, 2FA) • KYC/AML onboarding (ID verification, document upload, face recognition) • Ongoing verification for withdrawals and large transactions • Compliance monitoring and self-flagging suspicious transactions Trading & Wallets: • OTC crypto order placement (BTC, ETH, USDT) • Fiat deposit and withdrawal via bank transfer, Revolut, Airwallex, or other recommended payment providers • Custodial wallets for crypto storage with secure private key management• Multi-currency support (AUD, USD, EUR) with future expandability AUSTRAC Reporting: • Transaction reports following your Excel format • Compliance module for automated monitoring and reporting • Logs for audit and regulatory purposes Security: • End-to-end encryption for user data • Secure database storage • Role-based access control for admins • Protection against common attacks (SQL injection, XSS, CSRF, etc.) Mobile App (iOS & Android): • Focused on KYC verification and basic trading • Notifications for transaction updates • Secure login and wallet access Admin Dashboard: • User management (view, verify, suspend) • Transaction monitoring • Reporting module for AUSTRAC compliance • System analytics and notifications 3. User Roles and Functional Access Admin: • Full access to user data, wallets, transactions • Approve/reject KYC submissions • Monitor platform security and compliance • Generate AUSTRAC reports Verified User:• Deposit and withdraw fiat • Place OTC orders • Access custodial wallets • View transaction history and reports Guest/Unverified User: • Can register and start KYC process • Cannot trade or withdraw funds 4. Application Workflow Summary Workflow: Sign Up → Complete KYC/AML Verification → Deposit Fiat → Place OTC Order → Crypto Credited to Custodial Wallet → Withdrawal to Verified Bank Account → Compliance Monitoring & Reporting Mobile App Workflow: Install App → Secure Login → Complete KYC → Place Limited OTC Orders → Notifications Admin Workflow: Login → Verify Users → Approve Transactions → Monitor Platform → Generate AUSTRAC Reports 5. Technology Stack Frontend: • Web: React.js, TailwindCSS, Next.js (for SSR and scalability) • Mobile: React Native (iOS & Android) • UI/UX: Figma/Adobe XD designs Backend: • Node.js with Express.js / NestJS • PostgreSQL for relational data• MongoDB for document storage (KYC/AML docs) • Redis for caching and session management • WebSocket for real-time updates Blockchain & Crypto: • Integration with BTC, ETH, USDT wallets • Custodial wallet management using secure APIs • Crypto exchange rate integration Security & Compliance: • JWT authentication, 2FA • End-to-end encryption (AES-256) • GDPR & AUSTRAC compliance modules • Logging & audit trails Payment & Banking Integration: • Bank transfers, Revolut, Airwallex • API integration with payment providers Reporting: • AUSTRAC report module • Excel/PDF export functionality 6. Development Phases & Milestones Phase 1 – Project Setup & Planning • Requirement analysis and technical architecture • Define workflows, compliance modules, and database schema • Setup development environment Phase 2 – UI/UX Design • Web and mobile app design approval • Wireframes and prototypes• UX flow optimization for verification and trading Phase 3 – Core Development • Backend APIs for KYC, wallets, trading • Custodial wallet integration and transaction monitoring • Mobile app development for iOS & Android Phase 4 – Final Development & Deployment • AUSTRAC reporting module • Security audits and testing • Deployment on your cloud/server • Final review and approval 7. Cost 3000 AUD 8. Payment Structure Payment in 2 Milestones: • 50% – APP and web site launch online • 50% – Completion: Testing, deployment, AUSTRAC module, final review 9. Support and Maintenance We offer 2 years of free support and maintenance, including:• Bug fixes and patches • Minor feature upgrades • Security and compliance updates • Assistance with server/cloud management 10. Deliverables • Fully functional web platform with trading, wallet, and reporting modules • Mobile apps (iOS & Android) for verification and limited trading • Custodial wallets integration • AUSTRAC reporting module aligned with your Excel template • Secure encrypted database for user data • Documentation for platform usage and admin controls • 2 years of post-launch support 11. Final Notes This proposal ensures we own the complete solution and can host it on your cloud. The platform is designed to be scalable, secure, and regulatory compliant, with all features required for an Australian-regulated OTC crypto exchange. We aim to build a long-term relationship and ensure the platform evolves with future requirements. , and 2 years of post-launch support.