Help connecting Plaid to my WordPress + payday loan application

Customer: AI | Published: 02.12.2025
Бюджет: 250 $

Hi, I run a small payday loan / short-term loan website on WordPress, and I’ve been approved for Plaid (production). I already have the Plaid Quickstart (Node) running locally on my Mac, but I need a developer to turn this into a proper integration that works with my live loan application. My current setup Website: WordPress Loan application form: currently using Jotform or Zapier (can keep using it) Automation: some things run through Zapier Plaid Quickstart: working locally in /quickstart/node and /quickstart/frontend with Production. I understand the basics but I’m not a developer. What I want the user flow to be User fills out the loan application form in Jotform (basic personal + income info). After submitting, Jotform redirects to a page on my WordPress site, e.g.: https://mydomain.com/connect-bank?jotform_id={id} On that connect-bank page, the user should automatically be sent to a Plaid Hosted Link session to connect their bank account. When they finish Plaid, they should be redirected back to another WordPress page, e.g.: https://mydomain.com/bank-connected Behind the scenes, for each applicant, I want to: Create a fresh Plaid session (link_token / hosted_link_url) per borrower Exchange the public_token for an access_token Store that data in a simple database, tied to the borrower (using the Jotform submission ID or similar) This needs to support multiple applicants at once (dozens), with each having their own Plaid session. What I need you to build Deploy the Plaid Node Quickstart backend Take the existing /node backend from the Plaid Quickstart and deploy it to a host (Render, Railway, Fly.io, Heroku, AWS, etc.). Configure environment variables for: PLAID_CLIENT_ID PLAID_SECRET (Sandbox + Production) PLAID_ENV (we can start with Sandbox, then move to Production) PLAID_PRODUCTS (e.g. transactions,auth) PLAID_COUNTRY_CODES (e.g. US) Create an endpoint to generate a Plaid Hosted Link URL per borrower New route, for example: POST /api/plaid/create-hosted-link It should: Accept JSON body: { borrowerId } borrowerId will be the Jotform submission ID from the URL (jotform_id) Call Plaid’s /link/token/create with: user.client_user_id = borrowerId products = my approved products country_codes = ['US'] language = 'en' hosted_link.completion_redirect_uri = 'https://mydomain.com/bank-connected' Optional: webhook for Plaid events Return JSON: { hosted_link_url: 'https://...plaid.com/...' } Handle the Plaid completion & save the access_token Implement the necessary logic (likely via webhook or the Hosted Link session finish event) to: Receive the public_token / link_token Call Plaid /item/public_token/exchange Store borrowerId, item_id, and access_token in a database table (can be Postgres, MySQL, or any simple option you recommend). The goal: for any given borrower/application ID, I can later query their Plaid data (transactions, balances, etc.) via the stored access_token. Wire my WordPress page to the backend On the WordPress page https://mydomain.com/connect-bank, add a small JavaScript snippet that: Reads jotform_id from the URL Sends a POST request to https://<your-backend-domain>/api/plaid/create-hosted-link with { borrowerId: jotform_id } On success, redirects window.location to the returned hosted_link_url If there’s any error, show a basic “There was a problem connecting to your bank, please contact support” message. Make sure it works end-to-end Test the flow: Fill out Jotform Redirect to connect-bank with jotform_id Automatically go into Plaid Hosted Link Complete the Plaid flow Get redirected back to bank-connected Confirm that in the database there is a record with: borrowerId = Jotform submission ID item_id access_token (Optional but nice) Provide a simple backend route or script to fetch and log sample Plaid data for one borrower so I know it’s working. What I care about Clear, simple code and comments (I’ll likely work with you or someone again to extend it later). Security: Plaid secrets and access_tokens must be stored securely and not exposed in frontend/WordPress. A short Loom video or brief explanation showing: Where the code lives How to deploy/update it How to see logs and confirm it’s working If you’ve done Plaid integrations before, please mention that and share an example. Thanks!