The proposed project is a Referral-Based Policy Sales Application, designed as a simple yet efficient mobile platform that allows users to buy insurance policies and earn commissions by referring others. The app will combine two main functions — an insurance marketplace and a multi-level referral system. Users will first be required to purchase a policy (health, car, or home) to become a verified member. Once registered, they’ll receive a unique ID and referral code, enabling them to invite others to buy policies and earn commission from each sale within their network.The platform will feature a clean dashboard where users can track total earnings, referral progress, targets, and policy purchases. Admins (the company) will have control over user management, commission payouts, and policy listings, ensuring transparency and easy scalability. Payment integration (e.g., Razorpay or UPI) will handle transactions securely. The app will also include features like notifications for bonuses, new policies, or targets achieved, along with analytics for user performance. The development will be done in Flutter (for cross-platform mobile) with a Node.js + MongoDB backend, ensuring lightweight performance and smooth operation. The goal is to deliver a user-friendly, fast, and visually simple interface that caters to non-technical users while maintaining accuracy and security across all levels of interaction.