I want to build a professional micro-loan web platform similar to MPokket. Main Requirements: 1. User Authentication Users should be able to sign up and login using email and phone number with OTP verification. 2. User Dashboard After login users should see: - Apply Loan button - My Loan Amount - Total Repayment Amount - Loan Status - Repayment Date Users must only see their own loan data. If a user has not taken any loan yet the dashboard should show zero values. 3. Loan Application System Create a loan application form with these fields: - Full Name - Phone Number - Aadhaar Number - PAN Card Number - UPI ID - Loan Amount - Aadhaar Upload - PAN Upload - Selfie Upload 4. Loan Terms The system must support these loan rules: - Interest Rate: 5% per week - Processing Fee: ₹500 - Platform Charge: 1% of loan amount - GST: 18% on processing fee and platform charge - Minimum loan duration: 7 days 5. Automatic Loan Calculator The system should automatically calculate: - Interest - Processing Fee - Platform Charge - GST - Total repayment amount - Repayment date 6. Late Payment Rule If the loan is not repaid after 7 days, add a late penalty of 2% on the loan amount for each additional week. 7. Loan Limit System New users maximum loan limit: ₹1000. Loan limit should increase after successful repayments. 8. Admin Dashboard Create a private admin dashboard where admin can: - View all loan applications - View users - Approve or reject loan requests - Mark loans as repaid - Track repayments Admin features must not be visible to normal users. 9. Security Users must not be able to see other users’ data. Add proper database filtering and security. 10. Extra Pages Add: - Contact Us - Help / FAQ - Loan Terms - Privacy Policy 11. Design The platform should be simple, professional and mobile-friendly. Please build this as a complete working web application with admin panel and database setup.